Volume Leaders
Symbol Name Last Trade Change Volume Related Info OPC.TO OPTI CANADA INC. 0.59 
3,818,700 Chart, Profile, More ELR.TO EASTERN PLATINUM LIMITED 1.78 
3,687,265 Chart, Profile, More MFC.TO MANULIFE FIN 16.62 3,086,190 Chart, Profile, More GLW.TO GOLD WHEATON GOLD CORP. 5.08 2,925,954 Chart, Profile, More BBD-B.TO BOMBARDIER INC., CL. B, SV 4.60 2,725,439 Chart, Profile, More PDN.TO PALADIN ENERGY LTD. 4.99 2,400,594 Chart, Profile, More PXX.TO BLACKPEARL RESOURCES INC. 5.95 2,128,915 Chart, Profile, More UUU.TO URANIUM ONE INC. 4.69 1,940,397 Chart, Profile, More HNU.TO Horizons BetaPro NYMEX Natural 6.63 1,765,031 Chart, Profile, More SMF.TO SEMAFO J 12.08 1,737,438 Chart, Profile, More CRJ.TO CLAUDE RES 1.64 1,595,400 Chart, Profile, More SLX.TO GENCO RESOURCES LTD COM 0.92 1,400,527 Chart, More MFL.TO MINEFINDERS J 10.75 1,259,178 Chart, Profile, More RY.TO ROYAL BANK OF CANADA 52.63 1,241,846 Chart, Profile, More XIU.TO iShares S&P/TSX 60 Index 19.14 1,124,880 Chart, Profile, More G.TO GOLDCORP INC 46.60 1,110,849 Chart, Profile, More WTN.TO WESTERN COAL CORP 11.93 1,082,547 Chart, Profile, More BNK.TO BANKERS PETROLEUM LTD. 7.37 1,069,983 Chart, Profile, More CLL.TO CONNACHER OIL 1.24 1,012,144 Chart, Profile, More YRI.TO YAMANA GOLD INC 12.71 975,624 Chart, Profile, More QUX.TO QUADRA FNX MINING LTD. 16.25 973,895 Chart, Profile, More K.TO KINROSS GOLD CORP. 18.58 963,134 Chart, More LUN.TO LUNDIN MINING CORP. 7.21 941,834 Chart, Profile, More RCI-B.TO ROGERS COMMUNICATIONS INC. CL B 34.44 935,965 Chart, Profile, More EGU.TO EUROPEAN GOLDFIELDS LIMITED 14.40 892,560 Chart, Profile, More Volume Leaders
Symbol Name Last Trade Change Volume Related Info HRT.V HARTE GOLD CORP (TIER 2) 0.58 7,223,055 Chart, Profile, More MCI.V FIRST LITHIUM RESOURCES INC. 0.14 2,843,650 Chart, Profile, More SD.V SIDON INTERNATIONAL RES CORP. 0.17 2,602,075 Chart, Profile, More ABI.V Abcourt Mines Inc. 0.13 2,434,300 Chart, Profile, More PRY.V PINECREST ENERGY INC. 2.34 2,323,220 Chart, Profile, More ABR.V ASHBURTON VENTURES INC. 0.19 2,206,250 Chart, Profile, More RML.V RUSORO MINING LTD. 0.42 1,863,333 Chart, Profile, More QIS.V Quorum Information Technologies 0.11 1,783,000 Chart, Profile, More MVN.V MADALENA VENTURES INC. 0.73 0.00 (0.00%) 1,565,435 Chart, Profile, More RR.V RAINY RIVER RESOURCES LTD 13.48 1,464,745 Chart, Profile, More EPO.V ENCANTO POTASH CORP. 0.37 1,451,492 Chart, Profile, More SFF.V SEAFIELD RESOURCES LTD. 0.59 1,367,991 Chart, Profile, More EFG.V FIRST GOLD EXPLORATION INC. 0.34 1,344,300 Chart, Profile, More BUK.V BRIDGE RESOURCES CORP. 0.11 0.00 (0.00%) 1,279,333 Chart, Profile, More AAA.V ALLANA POTASH CORP. 0.66 1,060,558 Chart, Profile, More MTX.V METALEX VENTURES LTD. 0.74 1,060,150 Chart, Profile, More PPI.V PASSPORT POTASH INC. 0.32 1,038,169 Chart, Profile, More NOT.V Noront Resources Ltd. 0.96 1,001,682 Chart, Profile, More LNG.V LNG ENERGY LTD. 0.39 0.00 (0.00%) 965,250 Chart, Profile, More CCY.V CATALYST COPPER CORP 0.18 865,465 Chart, Profile, More SWN.V SELWYN RESOURCES LTD. 0.19 838,170 Chart, Profile, More CQX.V CADILLAC MINING CORP 0.35 812,311 Chart, Profile, More RK.V ROCKHAVEN RESOURCES LTD. 1.06 772,900 Chart, Profile, More CIN.V CANADIAN INTL MINERALS INC 0.47 736,050 Chart, More KXL.V KODIAK EXPLORATION LTD 0.33 729,900 Chart, Profile, More Volume Leaders
Symbol Name Last Trade Change Volume Related Info HBAN Huntington Bancshares Incorpora 6.48 99,071,394 Chart, Profile, More CSCO Cisco Systems, Inc. 19.80 19,402,387 Chart, Profile, More INTC Intel Corporation 21.43 15,269,788 Chart, Profile, More QQQQ PowerShares Exchange-Traded Fun 54.49 18,155,898 Chart, Profile, More MSFT Microsoft Corporation 27.48 14,988,399 Chart, Profile, More CMCSA Comcast Corporation 22.19 12,764,693 Chart, Profile, More AMGN Amgen Inc. 55.75 11,032,661 Chart, Profile, More MU Micron Technology, Inc. 8.13 8,573,766 Chart, Profile, More ORCL Oracle Corporation 30.69 8,102,998 Chart, Profile, More DELL Dell Inc. 13.29 7,589,876 Chart, Profile, More NVDA NVIDIA Corporation 14.91 7,078,756 Chart, Profile, More AAPL Apple Inc. 321.25 5,010,247 Chart, Profile, More SIRI Sirius XM Radio Inc. 1.39 4,576,066 Chart, Profile, More FITB Fifth Third Bancorp 14.55 4,393,527 Chart, Profile, More NWSA News Corporation 14.45 4,391,837 Chart, Profile, More NFLX Netflix, Inc. 179.40 4,287,716 Chart, Profile, More BPOP Popular, Inc. 3.06 3,929,909 Chart, Profile, More BRCD Brocade Communications Systems, 5.43 3,678,447 Chart, Profile, More RIMM Research In Motion Limited 61.30 3,635,058 Chart, Profile, More DRYS DryShips Inc. 6.23 3,377,081 Chart, Profile, More CMCSK Comcast Corporation 20.92 3,364,577 Chart, Profile, More ATML Atmel Corporation 11.93 3,302,768 Chart, Profile, More URRE Uranium Resources, Inc. 2.92 2,987,028 Chart, Profile, More FCEL FuelCell Energy, Inc. 1.45 3,237,485 Chart, Profile, More MYL Mylan Inc. 20.42 2,920,287 Chart, Profile, More
Tuesday, December 14, 2010
TSX and TSX-V and Nasdaq Leaders
Saturday, December 11, 2010
Tips on saving when returning leased car
Roseman: Tips on saving when returning leased car
December 10, 2010
Ellen Roseman
If you lease a car, you can get dinged for hundreds of dollars in excess wear and tear costs when you give it back.
Neil Rau, who leased a Mini Cooper S in 2007, brought it back to his dealer three months before the end of the lease. He had driven 56,000 kilometres, well under his 78,000 limit on the contract.
Later, he was stunned to get a bill for $3,600 in excess wear and tear charges (before taxes).
All of the tires had to be replaced at $375 each. Hail damage to the hood and roof required $1,600 in repairs. Scratches on the door and quarter panel cost $500 to fix.
The hail damage was particularly annoying. If he’d known about it, he could have made a claim on his car insurance.
But his insurer was denied access to the car because it was in the possession of the leasing company, Mini Financial Services.
“I’ve leased many times before and never had this end-of-lease shocker,” says Rau.
“I’m not paying. I’m going to court. I’m a doctor. I don’t have a mortgage and I don’t need a credit rating.”
He could have cut the costs if he had planned ahead, says Margo Quinn, general manager of Mini Downtown in Toronto.
“We call customers six months before the lease ends and let them know that they can book their own inspection for a time that suits their needs.”
Rau could have had asked for an inspection and checked the report before returning the car – since he had picked up his new leased vehicle before the previous lease was due.
Tires are prone to wear and usually have to be replaced at the end of a lease, Quinn says. The average life of a tire is 40,000 to 60,000 kilometres.
Instead of having the leasing company replace his tires with brand-new ones, he could have shopped around for used tires that still had some tread life.
She recommends buying a protection plan from the dealer before you lease. Mini has a plan that costs $1,099 and covers $7,500 in excess wear and tear at lease end.
Leasing customers shouldn’t have to buy wear and tear insurance, Rau says. He suspects that Mini (owned by BMW) is using inflated repair costs to subsidize losses on a leased car’s residual value.
“No, we don’t do that,” Quinn says. “BMW/Mini charges only for damage that is above the regular wear and tear.”
Sandra Drake wrote to me about $1,200 in excess wear and tear charges by Toyota Financial.
“I asked five friends about their end-of-lease experiences and discovered that Toyota is the only company where inspections are performed without the client present,” she said.
“I was on the premises at the time, but was not asked to witness the results. Why?”
She thinks the information was withheld because she might have declined to lease a new Toyota – which she was doing at the time – if she had known about the wear and tear charges.
The $1,200 charge was dropped when I asked Toyota to review her case. Drake was told that the dealer had ignored the policy of inspecting a car when the client is there.
Inspectors are reluctant to provide customers with the results because they don’t want to be challenged, says Jim Matthews, general manager of Leasebusters.com.
“Therefore, they typically mail the document to the client after the fact and separate themselves from the wrath of the reaction.”
Here’s his advice for leasing customers:
Make sure you’re there when the inspection is done.
Get a copy of the inspection report before surrendering the vehicle.
Find out about any excess wear and tear charges.
Repair the damage on your own or challenge the charges while the vehicle is still in your custody.
If you know about the damage beforehand, you can handle the repairs on your own. This will be cheaper than letting the dealer do the work.
Ellen Roseman writes about personal finance and consumer issues. You can reach her at eroseman@thestar.ca.
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